Cash offer or listing? Compare your estimated net.
Type your own numbers. The calculator runs in your browser and does not send or save anything. The result is an estimate, not an offer.
What the numbers leave out
Your loan payoff and liens are paid from either sale, so they are left out of both sides. Property taxes are usually prorated at closing. A listing also carries timing risk: a buyer’s financing can fall through, and the price can change after an inspection.
Want a real number?
Request a free review and we will send a written offer you can put in the calculator. No obligation. Facing a deadline? Read our Texas foreclosure guide or our Texas inherited-house guide.
Comparing a cash offer and a listing
Is the result an offer?
No. It is an estimate from the numbers you type. It is not an offer, an appraisal, or a valuation. Only a written offer states a price and its terms.
Why can a cash offer be lower than a list price?
A cash buyer usually takes on the repairs, the holding costs, and the cost and risk of reselling. A listing can bring a higher price but often comes with commissions, repairs, concessions, and months of holding costs. Comparing the net amounts shows the real difference.
Where do I get the numbers?
Ask a listing agent for a likely price and their commission. Ask a title company for an estimate of seller closing costs. Use your own bills for monthly holding costs, and your written offer for the cash amount.
What does the calculator leave out?
Your loan payoff and any liens, which are paid from either sale. It also leaves out property tax proration, and the chance that a listing buyer’s financing falls through or the price changes after an inspection.
Get a written offer to compare
Enter the property address. We review it and explain any offer, covered costs, and closing conditions. No obligation.
Prefer to talk? Call (281) 771-1395